New Jersey, known as the Garden State, has beautiful coastlines, lively cities and close proximity to major cities like New York City and Philadelphia. With its diverse population, excellent school programs, and strong job market, New Jersey can be an good place to live. However, the state also has its downsides, from high property taxes to traffic congestion. To help you decide if New Jersey is the right fit for you, here are the pros and cons of living in the state.
Is New Jersey a good place to live?
New Jersey is often associated with suburban living, but the state is far more diverse than that. Northern New Jersey, particularly large cities like Newark, Jersey City, and Hoboken, is closely tied to New York City. These areas offer urban amenities, culture, and a fast-paced lifestyle. Southern New Jersey, on the other hand, has a more relaxed atmosphere, with access to the beautiful beaches of the Jersey Shore, as well as proximity to Philadelphia.
Still, living in New Jersey comes with trade-offs. High property taxes and the cost of living can be a burden, and the state is notorious for its traffic and long commute times.
New Jersey state overview
| Population | 9,288,994 |
| Biggest cities in New Jersey | Newark, Jersey City, Paterson |
| Average rent in Newark | $2,562 |
| Average rent in Jersey City | $3,790 |
| Average rent in Paterson | $1,750 |
1. Pro: Proximity to major cities
One of New Jersey’s biggest advantages is its proximity to major metropolitan areas. Residents living in Northern New Jersey enjoy quick access to New York City, while those in the southern part of the state are a short drive from Philadelphia. This proximity means that you can take advantage of job opportunities, cultural events, dining, and entertainment in these large cities without living in the heart of them. Whether it’s attending a Broadway show in Manhattan or catching an Eagles game in Philly, you’re never far from big-city experiences.
Insider scoop: For a more affordable commute to New York, many residents opt for towns along the NJ Transit train lines, like Montclair or Maplewood, where you can easily hop on a direct train into the city and avoid the stress of city driving.
2. Con: High cost of living
Renting in New Jersey can be a significant financial challenge due to the state’s high cost of living. With some of the most expensive rental markets in the country, cities like Hoboken, Princeton, and Montclair see rental prices that can be out of reach for many. For example, in Jersey City, the average rent for a one-bedroom apartment hovers around $3,790 a month, making it difficult for many renters to find affordable options. Even in less urban areas, rent prices remain high, and demand often exceeds supply, adding to the competition for housing.
3. Pro: Excellent public school system
New Jersey is consistently recognized for having great public education systems in the United States. The state ranks at the top for its strong academic programs, well-qualified teachers, and a high level of student achievement. With a wide range of top-tier public schools, including nationally recognized high schools, New Jersey places a strong emphasis on education, offering robust curriculums and extracurricular opportunities.
4. Con: Traffic and long commutes
New Jersey is infamous for its traffic congestion, particularly in northern areas close to New York City. Routes like the Garden State Parkway and the New Jersey Turnpike can become gridlocked during rush hours, leading to long commutes. Even if you live in areas with access to public transportation, trains and buses can often be delayed, further adding to the frustration. For those commuting to New York or Philadelphia, it’s not uncommon to spend over an hour (or more) each way, which can significantly cut into your work-life balance.
Travel tip: To avoid peak traffic, consider taking alternate routes like local roads instead of highways during rush hour or using apps for real-time traffic updates.
5. Pro: Beautiful beaches and landscapes
The Jersey Shore is a major pro for both residents in New Jersey. From the lively boardwalks of Seaside Heights to the more tranquil beaches of Cape May, New Jersey’s coastline offers a wide range of beach experiences. The state also has numerous state parks and nature reserves, such as the Delaware Water Gap and Liberty State Park, where residents can enjoy hiking, boating, fishing, and other outdoor activities. Whether you’re spending a summer day at the beach or hiking in the fall, New Jersey’s outdoor recreation options provide a perfect escape from urban life.
Insider scoop: If you’re heading to the Jersey Shore, consider visiting during weekdays or early in the morning to avoid the weekend crowds, especially in popular spots like Point Pleasant or Wildwood.
6. Con: Weather conditions are extreme
New Jersey’s weather can be unpredictable, with hot, humid summers and cold, snowy winters. The state is prone to nor’easters, which can bring heavy snowfall, high winds, and flooding, particularly in coastal areas. Hurricanes and tropical storms can also impact the state, as seen during Superstorm Sandy in 2012, which caused widespread damage. For residents in flood-prone areas, maintaining proper insurance and emergency plans is crucial.
7. Pro: The food scene is diverse
New Jersey is a melting pot of cultures, which is reflected in its diverse food scene. You can find everything from authentic Italian and Portuguese cuisine to classic diners and farm-to-table fare. Cities like Hoboken, Montclair, and Asbury Park are known for their restaurant scenes, offering everything from fine dining to casual bites. And let’s not forget New Jersey’s claim to fame—the bagels and pizza, often said to rival New York’s.
Insider scoop: For a truly local experience, head to Newark’s Ironbound district for incredible Portuguese and Brazilian food.
8. Con: Limited space for rural living
New Jersey is the most densely populated state in the U.S., which means that finding wide-open spaces can be a challenge. While there are rural areas in the southern and western parts of the state, much of New Jersey is heavily suburban or urban. For those seeking a more rural, spread-out lifestyle, New Jersey’s dense population and high real estate costs can be a downside.
9. Pro: Strong job market
With its proximity to New York City and Philadelphia, New Jersey has a robust job market, particularly in sectors such as finance, healthcare, and pharmaceuticals. Companies like Johnson & Johnson, Prudential, and Merck have headquarters in New Jersey, providing great job opportunities. Additionally, the state’s access to major transportation hubs makes it a key player in industries such as shipping and logistics.
10. Con: Pollution and air quality
New Jersey’s air quality, particularly in industrial areas and along the coast, can be a concern for some residents. The state’s high population density and proximity to major transportation routes, like highways and airports, contribute to pollution levels. Areas like Elizabeth and Linden, near major industrial hubs, often experience poor air quality.
Pros and cons of living in New Jersey: Overview
| Pros | Cons |
| Proximity to major cities | High cost of living |
| Excellent school programs | Traffic and long commutes |
| Beautiful beaches and landscapes | Weather conditions are extreme |
| The food scene is diverse | Limited space for rural living |
| Strong job market | Pollution and air quality |
